You described our circumstances perfectly. They have a head start and they are working to prevent us from ever getting better opportunities.
Black people have no autonomy because they refuse to get off our back. We do not need them to police every aspect of our lives but just like any bully, they will not willingly let go of their victims - us.
I know many Black people hate being thought of as victims but until we change the system, I don't see how else you can describe these socioeconomic circumstances.
We are definitely punished for our Blackness.